iLifeinsurance.com will shop your coverage with the life insurance companies we represent. We compare prices and coverage for you and provide you with your best options. We will also answer your questions, work to match you with the best carrier for your lifestyle or current health condition. Our job is to find the best value for your premium dollar.
You’ve decided you need life insurance—you’ve made the right decision
Life Insurance is the right way to make sure your loved ones are financially cared for should something happen to you.
There are many choices for you to consider. Pricing, options and what is written in the contract are things you need to pay attention to. That is why letting iLifeinsurance.com research and shop for you is the right place to start.
What is life insurance?
Life insurance is a contract between an insurance policy holder and an insurer where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses, such as funeral expenses, can also be included in the benefits.
What type of life insurance is right for me?
The two most common types of life insurance are term life insurance and permanent life. While term insurance is often the most common and affordable choice, there are additional benefits to consider when it comes to the different types of permanent insurance. Learn more about the different types of life insurance and which might be the right fit for you.
Term life insurance
Term insurance is a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years. If the insured dies during the time period specified in the policy and the policy is active, or in force, a death benefit will be paid. Term Life insurance is typically the most affordable type of life insurance.
How much life insurance do I need?
The amount of life insurance needed varies for everyone, but many people aim for 10-12 times their income. Use our insurance calculator to get an immediate estimate. Then, we can help you figure out the amount of coverage you need at a price that fits your budget.
How do I buy life insurance?
Trying to navigate the complexity of purchasing life insurance can get overwhelming. We can take the hassle out of it, providing unbiased life insurance quotes in just minutes from some of the most trusted companies.
iLifeinsurance.com is a rating only website. All life insurance applications are processed by one of our licensed insurance agents. All rights reserved.
iLifeinsurance.com does not have control over rate information posted. Our quotes are made available through BackNine Insurance. Your life insurance plan rates could vary depending on your age, health, issuing company and other factors. Not available in all states.